0 KB uploaded to any server — runs 100% inside your browser RAM

Convert PDF Bank Statements to Reconciled Excel, QBO & Xero

Drop any multi-page Chase, Wise, Mercury, Revolut, or international bank PDF. VaultSheet extracts X/Y coordinate tables locally, stitches wrapped descriptions, and mathematically verifies every row to the exact cent.

Opening + Credits - Debits = Closing Verified7 Formats: XLSX, CSV, QBO, Xero, OFX, JSONNo Account Required (25 Free Rows)
100% Local RAM Execution · Zero UploadsEngine: Native PDF Stream

Drop PDF / CSV Bank Statements

Single or multi-month batch files · Nothing leaves your device

Try Built-In Real Binary PDF Statements (Free Unlimited Export)

Each sample is generated as an actual PDF 1.4 byte stream and parsed live.

CENT-RECONCILED (12/12 ROWS MATCHED · 0.00 DIFF)
Chase Business Complete Checking·
12 wrapped lines stitched
2026-10-01 → 2026-10-30 (12 txns)
Total Credits (+)
+$11,750.90
Total Debits (−)
-$6,681.20
Calculated Closing
$23,519.70
Click any cell to edit inline · Edits re-verify running balances immediately
DateDescription (Stitched Multi-Line)CategoryAmount (USD)BalanceAuditActions
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
Sample mode: All 6 export formats unlocked cleanly for quality verification.

Built for Bookkeepers Who Refuse to Upload Client PDFs

Legacy cloud converters queue your sensitive financial statements on third-party servers and charge $50+/month subscriptions even for a single tax-season audit.

CapabilityVaultSheetCloud PDF ConvertersChatGPT / Manual Copy
Server Upload ExposureZero bytes (Browser RAM Web Worker)Uploads full PDF to remote cloudSent to external AI endpoints
Cent-by-Cent Math Audit Flags exact cent discrepancies inlineRarely checks row continuity Silent arithmetic hallucinations
Multi-Line Description StitchingMerges wrapped memos automaticallyOften splits into blank orphan rowsRequires prompt engineering
Accounting FormatsXLSX (3-sheet), CSV, QBO, Xero, OFX, JSONUsually CSV / XLSX onlyMarkdown / raw CSV copy-paste
One-Off Tax Season Pricing$12 for 7-Day Pass (no renewal trap)$30–$99/mo recurring plans$20/mo + manual cleanup hours

X/Y Coordinate Geometry Engine

Instead of brittle regex on flattened text, VaultSheet clusters every PDF glyph by page, Y-baseline, and horizontal column bounds using a local PDF.js Web Worker.

Verifiable Zero-Network Audit

Open Chrome DevTools → Network tab before dropping your statement. Watch 0 bytes leave your machine—even if you switch your Wi-Fi off after loading the page.

Audit-Ready 3-Sheet Workbooks

Every Excel download includes a formatted Transactions ledger, a Reconciliation Summary proving zero cent drift, and a Category Spend Rollup sheet.

Simple, Transparent Pricing — Zero Account Friction

Test extraction and audit math completely free. Unlock unlimited rows only when your numbers tie out 100%.

Free Preview

No Sign-Up
$0forever

Verify accuracy on your actual bank statement before paying a cent.

  • Full PDF parsing & reconciliation audit
  • Export up to 25 rows per file
  • All 4 downloadable binary PDF samples
Start Free in Workbench

7-Day Tax & Audit Pass

Most Popular
$12one-time pass

Built for quarterly close, mortgage underwriting, or tax filing sprints. No auto-renewal.

  • Unlimited rows & multi-file statement merge
  • All 7 export formats (XLSX, QBO, Xero, OFX)
  • Instant offline-verified license key (VS-PASS-...)
Get 7-Day Pass ($12)

Pro Bookkeeper

Firms & CPAs
$19/ month

Continuous high-volume client statement processing & extension access.

  • Everything in 7-Day Pass, unlimited months
  • Commercial multi-client bookkeeping license
  • Priority custom bank layout request turnaround
Activate Pro Bookkeeper ($19/mo)
Manifest V3 Chrome Extension Included

Convert Statements Directly Inside Your Browser Toolbar

Just downloaded a statement from your online banking portal or reviewing QuickBooks in a tab? Click the VaultSheet extension icon to inspect transaction totals and export CSV or QBO immediately—without switching apps or uploading files.

chrome-extension/manifest.jsonMV3 Offline Safe
{
  "manifest_version": 3,
  "name": "VaultSheet — Local Bank Statement Converter",
  "permissions": ["downloads"],
  "host_permissions": [],
  "action": { "default_popup": "popup.html" }
}

Dedicated Converters for 64 Global Banks & Formats

Pre-tuned date conventions, decimal separators, and column detection profiles across major US, UK, EU, Canadian, Australian, and global fintech institutions.

View All 64 Converters
USUSD

Chase Bank to Excel & QBO

Convert Chase Bank (USD) PDF bank statements into reconciled Excel (.xlsx), QuickBooks (.qbo), Xero CSV, and OFX locally in your browser. Files never leave your device.

GlobalEUR / USD / GBP

Wise Multi-Currency Business to Excel & QBO

Convert Wise Multi-Currency Business (EUR / USD / GBP) PDF bank statements into reconciled Excel (.xlsx), QuickBooks (.qbo), Xero CSV, and OFX locally in your browser. Files never leave your device.

USUSD

Mercury Business Checking to Excel & QBO

Convert Mercury Business Checking (USD) PDF bank statements into reconciled Excel (.xlsx), QuickBooks (.qbo), Xero CSV, and OFX locally in your browser. Files never leave your device.

UKGBP / EUR / USD

Revolut Business to Excel & QBO

Convert Revolut Business (GBP / EUR / USD) PDF bank statements into reconciled Excel (.xlsx), QuickBooks (.qbo), Xero CSV, and OFX locally in your browser. Files never leave your device.

USUSD

Bank of America to Excel & QBO

Convert Bank of America (USD) PDF bank statements into reconciled Excel (.xlsx), QuickBooks (.qbo), Xero CSV, and OFX locally in your browser. Files never leave your device.

UKGBP / USD

HSBC UK & Global to Excel & QBO

Convert HSBC UK & Global (GBP / USD) PDF bank statements into reconciled Excel (.xlsx), QuickBooks (.qbo), Xero CSV, and OFX locally in your browser. Files never leave your device.

UKGBP

Monzo Bank to Excel & QBO

Convert Monzo Bank (GBP) PDF bank statements into reconciled Excel (.xlsx), QuickBooks (.qbo), Xero CSV, and OFX locally in your browser. Files never leave your device.

EUEUR

N26 Bank to Excel & QBO

Convert N26 Bank (EUR) PDF bank statements into reconciled Excel (.xlsx), QuickBooks (.qbo), Xero CSV, and OFX locally in your browser. Files never leave your device.

CanadaCAD

RBC Royal Bank to Excel & QBO

Convert RBC Royal Bank (CAD) PDF bank statements into reconciled Excel (.xlsx), QuickBooks (.qbo), Xero CSV, and OFX locally in your browser. Files never leave your device.

AustraliaAUD

Commonwealth Bank (CommBank) to Excel & QBO

Convert Commonwealth Bank (CommBank) (AUD) PDF bank statements into reconciled Excel (.xlsx), QuickBooks (.qbo), Xero CSV, and OFX locally in your browser. Files never leave your device.

GlobalUSD / EUR / GBP

Payoneer Multi-Currency to Excel & QBO

Convert Payoneer Multi-Currency (USD / EUR / GBP) PDF bank statements into reconciled Excel (.xlsx), QuickBooks (.qbo), Xero CSV, and OFX locally in your browser. Files never leave your device.

FormatUSD / Multi-Currency

PDF Bank Statement to QuickBooks (.QBO) to Excel & QBO

Generates QuickBooks Desktop & QuickBooks Online Web Connect (.QBO) files with INTU.BID bank routing tags and deterministic FITID transaction hashes so duplicate imports never occur. Zero server uploads, automatic multi-line stitching, and cent-by-cent balance verification directly in your browser.